Cross Appraisal Service provides honest and ethical appraisals for Coos County

Cross Appraisal Service upholds the utmost professional ethics

We think of our job as a profession. Requirements to become a licensed appraiser have increased more than ever before. That's why it goes without question in this day and age that real estate appraisal can certainly be dubbed a profession rather than a trade. In our field, as with any profession, we are bound by an ethical code.

The appraiser's primary responsibility is to their client. Generally, in residential practice, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. It's important to know that certain details pertaining to an assignment are to be shared with the appraiser's client. So, as a homeowner, if you want to review an appraisal report, you normally should request it through your lender.

Other responsibilities include numerical accuracy depending on the assignment parameters, attaining and maintaining a certain level of competency and education, and of course, the appraiser must behave in a professional manner. Maintaining high ethics is just normal course of business for us at Cross Appraisal Service.

In some cases appraisers will have fiduciary responsibilities to third parties, such as homeowners, sellers and buyers, or others. Generally the third parties are specifically defined in the appraisal report. An appraiser's fiduciary role is limited to those parties who the appraiser knows, based on the scope of work or other things in the framework of the job.


	Cross Appraisal Service has worked hard for its track record for completing appraisals with the highest of ethics. To learn more, contact us.

Appraisers also have duties outside of boundaries of with whom we share information For example, appraisers must be able to produce their work files for at least five years - something else Cross Appraisal Service makes a part of their standard routine.

We require the highest ethical standards possible from ourselves. Working on assignments based on contingency fees is not something we can consider. In other words, we are not able to agree to do an appraisal report and collect payment on the contingency of the loan closing. There's a definite conflict of interest if an appraiser can report an unsubstantiated value and then get paid more money! We just don't do it.

Finally, the Uniform Standards of Professional Appraisal Practice also states unethical behavior as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" in addition to other situations We diligently follow these rules to the letter which means you can be assured we are doing everything we can to provide an unbiased determination of the home or property value.

As soon as you order an appraisal from Cross Appraisal Service, we'll make sure you're getting the professional service you deserve along with the high ethical standards we're known for.